dreadlocks previously said:

the cretin speaks more nonsense, but does not know any better, poor thing. there is a concept in this world known as SUPERIOR KNOWLEDGE. i know it might be foreign to you, as is knowledge of any kind. people who have legal problems procure the services of attorneys, and do not try to resolve said problems themselves. similarly, the infirm go to hospitals or clinics; they do not generally go to a pharmacy with a shopping cart and stock up with medications, ad hoc. people who have a real estate issue rely on the expertise of brokers and mortgage agents to inform their decisions. they grant, as a given, the fact that agents in the business know more than they do. many people who are buying houses are marginally educated (you can relate profoundly to that), and do not have the capacity to peruse documents and information , making informed decisions. they end up relying , in good faith , upon brokers to guide them. the brokers, in true capitalist fashion, engineer the outcomes for profit maximisation, not for the protection of the customer. trust me on this one; before this year is out, you are going to see massive class action lawsuits filed on the basis of DETRIMENTAL RELIANCE; nobody forced them to sign, but they were conned by people with superior knowledge. in your world, stealing from people in vulnerable positions is a badge of honor, and proves how clever and superior you are. conversely, some of us have morals.

dreadlocks previously said:

you are so mindless, i sometimes wonder why i even waste time with you. to invoke the notion of caveat emptor in an issue like this is beyond juvenile. why do you think that there exists the notion of malpractice? if you hire a lawyer to defend you, and you lose because of his failure to do due diligence, does caveat emptor apply in that case? of course it does not! why? becayse you are not in a position of sufficient knowledge to assess the merits of the attorney. i know you probably believe that people who never graduated from school should not buy houses, but that would militate against you, since you apparently populate that category. some guy who left school in the sixth grade, then got a job working for decent money in a trainyard, does not understand the intricacies of adjustable rate mortgages. he just wants to get into a house, and the broker wants to put him in one, at all costs. so, go ahead and blame the victims. 65% of them could have been offered fixed rate mortgages, based on their financial wherewithal; they were scammed by tricksters like yourself, who then accused them of being reckless. what a pile of crap!!

Lautaro previously said:


I'm sure that he's one of those guys that, when seeing a case of theft or rape being unfolded on the justice system, have the gall of blaming the victims of the crimes instead of the aggresors.

dreadlocks previously said:

Mr Lautaro, the poor fool does not even understand the concept or terms of caveat emptor. caveat emptor, or buyer beware, applies in the event of an "as is" sale, where no warrantability is implied. which is to say, if you buy a used article, with no warranty, you should be careful about the condition , and assume all risk of purchase. however, caveat emptor refers mostly to private sales, such as one private citizen selling a car to another private citizen. unless specified, no warranties are implied, so, if it breaks down on the way to your home, the contract cannot be annulled. in business transactions involving third parties, such as a car dealer selling a used car, caveat emptor, unless specified, does not apply. dealers, unlike private citizens, have to offer warranties, however short. the same applies to contractual obligations. people in positions of superior knowledge cannot hoodwink ignorant people and plead caveat emptor. especially since the housing debacle had a conspiratorial component. the appraisers were overvaluing the houses, the brokers were steering the buyers to subprime mortgages, and the financial institutions were executing the mortgages. so, once again, anthonyc's understanding falls short. a little knowledge is a dangerous thing, anthony. go learn something. a mind is a terrible thing to waste.